At Your Private Advisers we aim to make understanding financial planning easier.
While some clients are attuned to their needs and the structure of their plans, there are many who need simple explanations of what may be involved and how various aspects of finance work.
Some key aspects we consider are:
- Educating people around some aspects of finance that we believe every person should know
- Simplifying some common but often misunderstood issues
- Providing helpful rules of thumb to apply in various circumstances
Some issues dealt with here are broad based, and some consider smaller finer issues. Understanding details and processes may save you money at certain times or simply result in you making more informed and better decisions. As with various things in the modern world, the devil is in the detail, and this applies to many issues within finance. Head to our blog articles to see some of our shared insights.
Please contact us if you have any comments about the material provided or if you have any issue you would like reviewed or analysed.
The Great Debate
'The Great Debate' at the inaugural IFA-CON (Independent Financial Advisers Convention), Star City Casino, Sydney, September 7, 2017. Topic: 'The Definition of 'Independent Financial Advice' As It Appears in the Corporations Act Should Be Changed.' Debate Team 1: Representatives of the Association of Independently Owned Financial Planners. Debate Team 2: Representatives of the Independent Financial Advisers of Australia (IFAAA). [...]
Franking Credits – What Are They?
"Frankly my dear, I do give a damn." You have probably heard the term "fully franked dividend"or "franking credit" (or maybe you haven't but that's OK). In a nutshell franking credits can add a significant boost to retirement income and can reduce tax generally. That's why we like them so much. So here we will explain how franking credits [...]
How an independent financial adviser can help you save money
Real-life client examples of how an independent financial adviser can help save you money. Saving $7000 a year on insurance premiums. In March 2017 we had a new client approach us. He is a 62 yr old executive who'd acquired a considerable amount of life insurance, purchased at different times from various institutions here in Australia. The total premium [...]